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Update on Coronavirus and foreclosure:  If you are facing foreclosure related to COVID-19, California has negotiated a 90 day grace period with several banks for homeowners impacted by the virus.  In addition, if you have a home loan backed by a Federal housing program, the CARES Act recently passed by Congress, allows you to petition for a 180 day forbearance on the payment of your home loan.  This would include these government agencies: FHA, VA, USDA, Fannie Mae and Freddie Mac.

Check to see if your loan is owned by Fannie Mae or Freddie Mac and might qualify for a loan forbearance.  The main requirements for forbearance are that you were not in foreclosure prior to February 1, 2020.

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